FinanceApr 25, 2026 · 8 min read
Construction Business Cash Flow: Surviving the Slow Months
Cash flow strategies built specifically for the seasonal nature of construction.
The 3-month buffer rule
Always keep 3 months of operating expenses in a separate account. Replenish during peak months.
Deposit on every job over $1,500
Industry standard is 25–50% upfront. This funds materials and protects you from cancellations.
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